First Time Buyers.
First Time Buyers Mortgage Advice
First time buyers are one of the most exciting journeys for a mortgage adviser and you the client.
At CFM Financial Planning we are here to assist from dispelling the myths to putting you in a position to place an offer on your dream home without the Jargon.
Most people have a preconceived idea that they will not be accepted for a mortgage but with access to mortgages from across the market including niche lenders at our disposal we really can find something for almost everyone.
As with most first-time buyers, a mortgage will need to be arranged and although this can seem a daunting prospect we are here to help at EVERY step of the journey.
As first time property buyers will help you to understand the different mortgage types, repayment strategies and ways in which you can progress through your lifetime of home ownership.
Finding the right mortgage deal for you based on your personal circumstances is of paramount importance as the wrong arrangement could prove a very costly decision.
We look at all aspects of the mortgage to give you choices and options in the future and for this reason we do not only consider the interest rates and the payment term.
As we have NO sales targets or loyalties to any lender, we can give you the biggest asset available to anyone starting their journey, TIME!
This enables us to find the perfect arrangement for you based on your own personal situation and this in turn will help you to understand the true cost of your new mortgage.
At CFM Financial Planning, we are convinced that you will not find a better ally out there in your quest for property ownership. We are absolutely committed to assisting you in the process from “cradle to grave” and so we will not leave you to your own devices once the mortgage has been offered.
CFM Financial Planning in Surrey will work closely with you to understand every step of the process and will assist with helping you find solicitors, arranging the required insurances and assisting on your way to exchange and completion.
We understand that buying a new home is not just a house purchase but a new lifestyle and we would love to be of help. Please feel free to contact us with any queries regarding your first purchase and we look forward to helping you on your journey.