Landlord Insurance Cover.

Landlord insurance is a policy put in place for buy to let property owners.

It works exactly the same as home insurance although the landlord owns the policy on their possessions rather than the tenant/occupier.

Insurance companies have to evaluate the risk that tenants pose to the property, as not being the owners of the home, could possibly mean that the property may be more susceptible to damage.

What does landlord insurance cover?

These policies can cover the building or its contents just as a traditional home insurance policy would.

This policy is highly recommended if you have a rental property, and particularly if it is furnished.

This kind of policy helps to protect your property if it is damaged and should your have a huge repair/replacement bill.

Optional cover can be included within Landlord insurance policies to safeguard against unpaid rent, repossession of property, emergency cover, legal expenses and contract disputes.

Please contact CFM Financial Planning for an informal conversation as to how we can help you safeguard your properties.