Personal Insurance Protection.
In general people feel the need to safeguard against what may happen in everyday life but what about insuring against eventualities?
CFM Financial Planning feel passionately about this and are personal protection experts.
The consequences of a lost job through injury, critical illness diagnosis or even death would all be devastating to our families.
With our guidance on personal protection we can ensure that your house is paid for, your family receives an income and home improvements can be made if the worst should happen.
We can also construct policies to help with inheritance tax.
Personal protection will not take away the grief of such events but gives you piece of mind and provide for our loved ones in difficult times.
Personal Insurance Protection can be very complex and require very tailored and detailed planning. There are a multitude of options available and will take into consideration lots of different factors depending on your needs.
These solutions can also be tailored to accommodate your budget.
CFM Financial Planning are built on family values and pride ourselves on protecting yours.
Please contact us today for a friendly no obligation conversation regarding personal insurance and protection.
CFM Financial Planning always look to place policies into trust where appropriate.
There are several benefits to trusts that will assist your family at this traumatic time.
The main benefits are as follows:
- The lump sum will not form part of your estate for inheritance tax purposes on death.
- Avoids the probate process and ensures a speedy payment to your beneficiaries, the people who need it most.
- Allows you to nominate the beneficiaries.
Trusts are flexible and you always remain in control.
